Insights That Turn
Climate Risk Data
into Resilience

The Coupled Model Intercomparison Projects - CMIP5, CMIP6, and now the emerging CMIP7 - have given risk practitioners an extraordinary scientific resource. But understanding what these frameworks were actually built to do is essential to using them correctly. The consequences of misusing them are not abstract. They can lead organizations to systematically underestimate the physical climate risks embedded in their portfolios, infrastructure, and supply chains.

Climate model verification and validation is widely misunderstood — and those misunderstandings have real consequences. Jupiter's rigorous, transparent process runs dozens of checks across 251 trillion data values, earning ClimateScore Global™ passage through Tier 1 bank Model Risk Management validation and enabling confident, decision-ready climate risk analytics at scale.

Regulators like the ECB and PRA are aggressively cracking down on black-box climate models that hide their methodology. The only path to compliance and sustained profitability is scientifically credible, 90-meter resolution data paired with rigorous, fully transparent Model Risk Management (MRM).

Evidence is growing that the Atlantic Meridional Overturning Circulation (AMOC) may be approaching a tipping point that, if reached, could lead to an abrupt collapse by the mid-21st century. This low-probability but high-consequence event is projected to cause a non-linear surge in sea levels along the U.S. East Coast, resulting in a systemic financial shock that doubles expected flood exposure in major metropolitan areas.

‍Four structural changes in the 2026 GRESB cycle are quietly invalidating how thousands of real asset reporters have documented physical climate risk. Here's what shifted — and what it now costs to stay the same.

The winter of 2025-2026 was the warmest on record for Colorado, leading to the state’s worst-ever snowpack. This extreme warmth has immediate implications for strained water resources, increased wildfire risk, and the multi-billion dollar outdoor recreation economy. While Colorado is projected to continue warming by 2050, this specific winter remains an extreme outlier for much of the state.

Mandatory climate disclosures have successfully raised awareness, but relying on aggregated data presents significant challenges for asset-level financial decisions. To navigate the climate transition effectively, financial institutions must supplement high-level scenarios with hyper-granular, high resolution modeling to accurately assess their physical tail risks.

Adaptation finance: Turning physical climate risk into capital decisions to explore how forward-looking, finance-linked analytics enable institutions to turn resilience into a repeatable component of capital planning.

Climate risk is no longer a disclosure exercise. For banks, it is a balance-sheet issue — one that affects credit quality, collateral value, capital planning, and long-term profitability. Forward-looking climate intelligence is what enables institutions to move from identifying exposure to executing resilient lending, underwriting, and investment strategies.

Not all climate risk data is created equal. As physical risk becomes capital risk, institutions need transparent, defensible, decision-grade analytics that can withstand scrutiny from regulators, auditors, and investment committees.

The PRA’s updated climate expectations move firms from disclosure to defensibility—requiring decision-grade analytics, capital integration, and governance that proves resilience under forward-looking climate scenarios.

ECB supervision is redefining climate risk as a core financial discipline. Banks must now demonstrate forward-looking, defensible analytics embedded in capital, governance, and strategy to meet rising supervisory expectations.

The 2026 Winter Olympics have begun, and the Alps highlight how warming temperatures are reducing the cold conditions that winter sports depend on. By 2050, many Alpine venues are projected to face increasing challenges, driving greater reliance on higher elevations and artificial snow. The future of the Winter Olympics in the Alps ultimately hinges on global emissions trajectories.

Advances in climate science have made physical risk visible and measurable, strengthening governance and disclosure. Today, the focus has shifted from understanding exposure to how those risks are managed—and whether capital is being deployed to protect value and build resilience.

A series of atmospheric rivers drenched western Washington this December, delivering more than five trillion gallons of rain in a single week, triggering widespread flooding, infrastructure damage, and hundreds of emergency rescues. While atmospheric rivers are a familiar winter feature in the Pacific Northwest, climate change is amplifying their destructive potential by intensifying rainfall, raising winter temperatures, and increasing the likelihood of rain-on-snow events that overwhelm rivers and flood defenses. This event offers a clear window into how flood risk in the region is evolving.

With the latest release of ClimateScore™ Global (v3.3), Jupiter introduces several important updates to our flood modeling capabilities. In keeping with our commitment to continuous improvement, this release enhances digital elevation model (DEM) data and expands global flood defense coverage, strengthening our ability to represent complex terrain, characterize urban flood risk, and provide more precise assessments of defended areas. All of these improvements are immediately available in Jupiter MetricEngine’s targeted flood analytics.

Financial institutions and investors can now measure physical risk from extreme weather, but few can act on it. Adaptation is often relegated to high-level strategy or third-party consultants, leaving capital decisions disconnected from adaptive potential. That’s changing. New tools now allow asset managers, private equity firms, real estate investors, and banks to quantify the ROI of resilience at the asset level, making adaptation a capital strategy, not just an ESG goal.