Insights That Turn
Climate Risk Data
into Resilience

Adaptation finance: Turning physical climate risk into capital decisions to explore how forward-looking, finance-linked analytics enable institutions to turn resilience into a repeatable component of capital planning.

Climate risk is no longer a disclosure exercise. For banks, it is a balance-sheet issue — one that affects credit quality, collateral value, capital planning, and long-term profitability. Forward-looking climate intelligence is what enables institutions to move from identifying exposure to executing resilient lending, underwriting, and investment strategies.

Not all climate risk data is created equal. As physical risk becomes capital risk, institutions need transparent, defensible, decision-grade analytics that can withstand scrutiny from regulators, auditors, and investment committees.

The PRA’s updated climate expectations move firms from disclosure to defensibility—requiring decision-grade analytics, capital integration, and governance that proves resilience under forward-looking climate scenarios.

ECB supervision is redefining climate risk as a core financial discipline. Banks must now demonstrate forward-looking, defensible analytics embedded in capital, governance, and strategy to meet rising supervisory expectations.

The 2026 Winter Olympics have begun, and the Alps highlight how warming temperatures are reducing the cold conditions that winter sports depend on. By 2050, many Alpine venues are projected to face increasing challenges, driving greater reliance on higher elevations and artificial snow. The future of the Winter Olympics in the Alps ultimately hinges on global emissions trajectories.

Advances in climate science have made physical risk visible and measurable, strengthening governance and disclosure. Today, the focus has shifted from understanding exposure to how those risks are managed—and whether capital is being deployed to protect value and build resilience.

A series of atmospheric rivers drenched western Washington this December, delivering more than five trillion gallons of rain in a single week, triggering widespread flooding, infrastructure damage, and hundreds of emergency rescues. While atmospheric rivers are a familiar winter feature in the Pacific Northwest, climate change is amplifying their destructive potential by intensifying rainfall, raising winter temperatures, and increasing the likelihood of rain-on-snow events that overwhelm rivers and flood defenses. This event offers a clear window into how flood risk in the region is evolving.

With the latest release of ClimateScore™ Global (v3.3), Jupiter introduces several important updates to our flood modeling capabilities. In keeping with our commitment to continuous improvement, this release enhances digital elevation model (DEM) data and expands global flood defense coverage, strengthening our ability to represent complex terrain, characterize urban flood risk, and provide more precise assessments of defended areas. All of these improvements are immediately available in Jupiter MetricEngine’s targeted flood analytics.

Financial institutions and investors can now measure physical risk from extreme weather, but few can act on it. Adaptation is often relegated to high-level strategy or third-party consultants, leaving capital decisions disconnected from adaptive potential. That’s changing. New tools now allow asset managers, private equity firms, real estate investors, and banks to quantify the ROI of resilience at the asset level, making adaptation a capital strategy, not just an ESG goal.

Hurricane Melissa has become one of the most powerful Atlantic hurricanes ever recorded, striking Jamaica with catastrophic winds and rainfall before moving on to Cuba, the Bahamas, and Bermuda. As of October 30, at least 29 people have died – most in Jamaica and Haiti – and more than 75% of Jamaica remains without power. The storm’s devastation comes just one year after Hurricane Beryl caused nearly $1 billion in damage. With ocean temperatures now supercharging storms like Melissa, the Caribbean faces a growing challenge: recovery time is shrinking as storm intensity and frequency rise.

From Japan to Ireland, chronic and acute heat are rewriting the risk map — and challenging assumptions about who’s prepared. Summer 2025 shattered global temperature records and exposed vulnerabilities in health, energy, and infrastructure systems not built for sustained extremes. No geography is immune, and resilience now depends on adapting faster than the heat is rising.

Jupiter’s contribution to the World Cup 2026 Climate Action Campaign helps Football For Future and Common Goal underscore the grave threats that our changing climate pose to The Beautiful Game and our planet itself. Today–and tomorrow.

Katrina-level flood events are projected to become increasingly common across the Gulf region over the course of this century. In central New Orleans, the annual probability of such a flood will triple between 2025 and 2100, while along the Mississippi Gulf Coast, the likelihood is expected to rise by a factor of 1.5 to 3. At the same time, flood damages will steadily escalate, even with stronger defenses in place. For the Mississippi Gulf, losses climb throughout the century, and while protections around New Orleans may initially reduce damages from smaller floods, a Katrina-scale event could overtop the levees as early as 2065—causing devastating consequences.

With Adaptation and CEM at the center, complemented by expanded metric capabilities, Jupiter is redefining what it means to act on climate risk. This is what climate intelligence looks like when it’s built for investment action.

The July 4, 2025 floods in Texas Hill Country weren’t just a tragedy; they were a warning. ClimateScore Global projections show that intense rainfall and extreme flood depths are increasing, even in places where annual precipitation may stay the same. Risk professionals must shift from averages to extremes and adopt high-resolution, climate-informed flood analytics to stay ahead.

June 2025’s Northeast heatwave broke records and the heat was 2–5 times more likely due to climate change. Events like this are becoming the new normal. Organizations need forward-looking climate data to stay resilient.

Time is Money: How Delays in Model Validation Are Costing You Both